Friday, April 29, 2016

4 Tips to Keep Your Social Wellness In Check by RA AJ Primavera



4 Tips to Keep Your Social Wellness in Check


In a nutshell, social wellness is the positive effect you bring to the table when it comes to interactions with others. Social wellness is effecting by many things in life, but overall whatever makes you happy aids to the level of your social wellness being high and ‘contagious’. Social wellness works a lot like physical fitness. It pays off in both the short and long run for your mental health. On the other side of the coin, it also does not come without discipline, effort and challenges. Social wellness is something that needs to be worked for.

Even though everyone’s happiness is measured by something different, here are a few ways to keep yourself as happy as possible so that you and the people around you can benefit!

1.  Talk to a Friend




Make sure you take the “social” in social wellness literally and talk to your friends! Chatting has always been able to help improve the quality of your mood.

2. Take some alone time




Sometimes, it’s okay to not go out to a party, or hang out with your friends. You deserve some ‘you time’ and a chance to collect your thoughts and calm your brain.

3. Exercise




Even with a busy schedule, making time for some exercise is ALWAYS a benefit to almost every aspect of your life. Whether it’s catching a Zumba class with your friends, or going for an early run, make sure you get out there and sweat!

4. Help Others in Need




There is no better feeling, than helping out someone in need. Volunteering at a food pantry, donating some clothes, or even helping an elderly neighbor will make your frown flip upside down. Go out there and do some good for the community!

Sunday, April 3, 2016

Post-Grad Saving by RA Jessica Kerslake


Dear Graduating Senior,
Colleges make you believe that ten years from now, somebody might ask you, “What is the quadratic formula?” We all know there’s a square root sign in there somewhere but we will never need that in real life.
So what actually do we need to know? Here are some things they don’t teach you… unless you’re a finance major: 


How to budget post-grad life:


  • 40% - Housing & Utilities
  • 15% - Food
  • 5% - Personal Expenses                                                                 
  • 10% - Transportation
  • 10% - Clothing & Entertainment
  • 20% - Debt Repayment & Savings                                                
It’s easier than it looks.

You should set some long-term goals:
  • Find a Career Path (that you actually enjoy)
  • Build an Emergency Fund (the $50 bill in your wallet won’t cut it)
  • Repay your Debt (the quadratic formula won’t help you here)
  • Start a Retirement Fund (Refer to bullet #2)
You are a millennial. Take advantage of these saving and investment apps:
  • Mint - one stop shop for your accounts and investments with reminders so the mornings you wake up needing coffee and pork roll don’t turn into financial failure
  • Acorn - turn your spare change into investments. Smartest piggy bank I know!
  • Level Money - metrics and charts of your financial picture… say cheese!
  • Digit - algorithm that pulls small amounts of money from your checking account daily without breaking the bank. Now you can finally get that dream car you’ve been dreaming of.
  • Credit Karma - free up to date credit score with helpful hints and tools to help you get the loan for the studio apartment that gets you away from your parents.
  • Goodbudget - (Home of the good budget) a way to categorize your expenses and keep track of spending so you know when to get the filet mignon or the chicken.

Congratulations, you no longer have to take tests and quizzes. Post-grad life seems scary but I believe in you. Just follow these tips and go get yourself a brand new car… But, only if it fits your budget.